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The passage contrasts hype (“frictionless”) with experience (hours-long checks) and outcome (regulatory fines). The concluding clause—“speed without guardrails was unsustainable”—ties the narrative together: neglecting compliance while chasing growth forced the firm to slow signups and rebuild systems. That directly supports A. Option B is not implied; users complained of delays. Option C overgeneralizes from enforcement against “weak verification” to an anti-innovation stance; nothing suggests regulators oppose innovation per se. Option D contradicts the setback described. On Nelson–Denny detail/inference items, look for the narrative pivot (praise → fine → throttling) and the author’s summative moral. Terms like “proof that” cue the takeaway explicitly. Selecting the choice that restates that takeaway avoids distractors that extrapolate motives or absolute claims not grounded in the text.