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A central idea question asks you to identify the main point the author most wants to convey. The passage states that some libraries have removed fines because fines deter patrons “who need libraries most.” It cites “early data” indicating returns have not decreased and in some cases improved. It acknowledges a counterpoint (budget concerns) but counters by noting staff time is redirected to services. These details collectively support the claim that eliminating fines increases access without harming returns—choice B. Option A misrepresents the passage; budget worries are introduced as critics’ concerns, not endorsed by the author. Option C contradicts the text’s framing; the author mentions funding concerns but not increasing fines. Option D asserts a moral position absent from the passage’s evidence-focused tone. On HiSET Reading, look for repeated emphasis and evidence that directly supports one option; here, improved returns and more welcoming access align with B as the central claim.